Most buyers will need to obtain a loan to finance the purchase of their new home. In the world of lending, there are many different loan types and terms. Also, interest rates are on the move daily. This is the reason it is important to start the loan process before you ever see a home. Your lender will have to run your credit and verify your financial documentation. You should talk with more than one lender before deciding who to work with, however I have teamed up with a few of North Idaho’s leading mortgage professionals, and their production, customer service and communication are second to none.